Different Financing Options

FHA Loan 3.5% minimum down payment requirement Max loan amount will be 331,760$Upfront Mortgage insurance premium financed into the loan Condos must be on FHA approved listManufactured HomesNo income limits Seller concessions up to 6% of sales price Gifts allowed Conventional Loans 5% minimum down payment required private mortgage insurance required over 80% loan to value ratioseller concessions...

Mortgage loan process

1. Loan Application and pre-Qualification Step one is to complete a full loan application. Once received a mortgage banker will help explain different financing options that are best suited for your goals. This begging stages of the process does not guarantee an approval for a mortgage however it does provide the knowledge required to set realistic expectations in respect to spending limits. 2....

Buyer Checklist

Your Offer was ACCEPTED... now what?! Get earnest money to the Title company agreed upon within timeframe accepted on contract (take earnest money to title company- NOTE: Title company with cash/hold earnest money it will be credited at closing. Identify what inspections you want to have performed (whole house, termite, radon, sewer..) and arrange to be present if possible ( be prepared to pay for...

47 Ways to Make Your Home Sell Faster

Open the draperies, pull up the shades, and let in the sunlight. 2. Create a positive mood. Turn on all lights, day or night, and install higher wattage light bulbs to show your home brightly. 3. Remove clutter from each room to visually enlarge them. 4. If you have a fireplace, highlight in your decorating. 5. Keep your home dusted and vacuumed at all times. 6. Replace the carpet...

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